Skip to content

New · Accept payments without opening a single gateway account Read more →

Platform

One platform for every payment operation.

From the first checkout to final settlement — collection, smart routing, reconciliation, subscriptions, payouts and automation, all on a single account.

app.paynest.online/payments

Payments

Live

Volume

$48,295

Approval

99.1%

Routed

12,840

ord_9f2a91$2,350.00Captured
ord_9f2a72$895.50Captured
ord_9f2a55$1,200.00Routed
ord_9f2a31$450.00Refunded
ord_9f2a08$3,120.00Captured
Ways to get paid

Collect payments any way your customers want.

Links, checkout, forms, stores, QR, subscriptions and invoices — all built in, all sharing one account, one settlement, and one dashboard.

Payment links

Share a link and get paid — one-time, donations, or dynamic amounts. No code required.

Hosted & embedded checkout

A branded, multi-currency checkout — or drop-in widgets, SDKs and React components.

Forms & storefronts

Drag-and-drop payment forms and lightweight stores for admissions, events and catalogs.

QR codes & buttons

Static and dynamic QR, plus Buy, Donate and Subscribe buttons anywhere you sell.

Subscriptions & mandates

Recurring billing with UPI AutoPay, eNACH and card mandates, trials and dunning.

Invoicing

GST & VAT invoices, payment requests, reminders and recurring billing, built in.

Incoming

$2,350

Visa · INR

Route

Razorpay
1.9%routed
Stripe
2.4%98.7%
Adyen
2.1%99.0%
PayU
1.8%97.4%

Routed via Razorpay — highest approval at lowest cost

● live
Smart routing

Send every transaction to the gateway most likely to approve it.

PayNest scores each provider in real time on approval rate, latency, and cost — then routes accordingly. When a gateway degrades, traffic shifts automatically. Your customers never see it.

Approval-based

Route to the highest live success rate.

Auto-failover

Retries on a backup in milliseconds.

Least-cost

Cut processing fees on every payment.

Unified dashboard

Every payment, refund, and payout in one view.

Search across providers, drill into any transaction, and export finance-ready reports — without logging into five different portals. Role-based access keeps every team in the right lane.

Cross-gateway transaction search
Real-time payout & settlement tracking
Granular RBAC and full audit trail
app.paynest.online/payments

Payments

Live

Volume

$48,295

Approval

99.1%

Routed

12,840

ord_9f2a91$2,350.00Captured
ord_9f2a72$895.50Captured
ord_9f2a55$1,200.00Routed
ord_9f2a31$450.00Refunded
ord_9f2a08$3,120.00Captured
The full stack

Everything after the checkout, handled.

Settlement & reconciliation

Automated matching across gateways with line-level entries and a double-entry ledger. Close the books in hours, not weeks.

Subscription billing

Recurring plans, trials, proration, dunning, and retries — with the same smart routing behind every renewal.

Fraud protection

Real-time rules, velocity checks, and risk scoring block bad transactions before they reach a gateway.

Transaction analytics

Approval rates, gateway performance, and revenue trends — the numbers your board actually asks for.

Payouts & split

Move money out as easily as you take it in.

Pay vendors, sellers, employees and affiliates from the same platform. Split every transaction automatically at capture — then settle instantly, on a schedule, or in bulk.

Marketplace & multi-vendor split, with commission at capture
Instant, scheduled and bulk payouts by file or API
Vendor & affiliate management, reconciled to every settlement

Payouts

Today · $16,030
Vendor · Acme Supplies$12,400.00Paid
Affiliate · J. Rivera$480.00Instant
Marketplace split · Store #204$3,150.00Scheduled
Auto-split · 3 recipientssettled
Automation & AI

Put payment operations on autopilot.

Build no-code workflows that fire the moment a payment succeeds — then ask your data anything in plain language.

Payment captured
Invoice generated
WhatsApp + email sent
CRM & ERP updated
Team notified
Ask PayNest anything…
Show today’s failed payments
Which gateway performs best this week?
Forecast next month’s revenue

Answer

Razorpay is your top performer at 99.2% approval. Routing 18% more UPI volume to it could recover $4,200/mo.

One account.
Every payment.

Open one account, accept every payment, and automate the rest. Free until you scale.

  • Free to start
  • No gateway markups
  • Set up in minutes