One account.
Every payment.
PayNest is the operating system for business payments. Open one account — skip the gateway paperwork — and accept, manage, and automate every payment, from links and checkout to subscriptions and payouts, in a single dashboard.
- Free to start
- No gateway markups
- Set up in minutes
1 API
Every gateway
10+
Ways to get paid
99.99%
Uptime SLA
Payments
LiveVolume
$48,295
Approval
99.1%
Routed
12,840
Connect the gateways you already use
Every gateway. No merchant accounts to open.
Register once and complete KYC once. PayNest owns the gateway relationships — so you turn on Stripe, Razorpay, Adyen and more with a click. No separate merchant accounts, no per-provider integrations, no paperwork.
Collect payments any way your customers want.
Links, checkout, forms, stores, QR, subscriptions and invoices — all built in, all sharing one account, one settlement, and one dashboard.
Payment links
Share a link and get paid — one-time, donations, or dynamic amounts. No code required.
Hosted & embedded checkout
A branded, multi-currency checkout — or drop-in widgets, SDKs and React components.
Forms & storefronts
Drag-and-drop payment forms and lightweight stores for admissions, events and catalogs.
QR codes & buttons
Static and dynamic QR, plus Buy, Donate and Subscribe buttons anywhere you sell.
Subscriptions & mandates
Recurring billing with UPI AutoPay, eNACH and card mandates, trials and dunning.
Invoicing
GST & VAT invoices, payment requests, reminders and recurring billing, built in.
Incoming
$2,350
Visa · INR
Route
Routed via Razorpay — highest approval at lowest cost
● liveSend every transaction to the gateway most likely to approve it.
PayNest scores each provider in real time on approval rate, latency, and cost — then routes accordingly. When a gateway degrades, traffic shifts automatically. Your customers never see it.
Approval-based
Route to the highest live success rate.
Auto-failover
Retries on a backup in milliseconds.
Least-cost
Cut processing fees on every payment.
0+
Gateways integrated
0+
Ways to get paid
0.00%
Uptime SLA target
0/7
Monitoring & support
One account instead of many. One integration instead of one per gateway. One dashboard for every payment, refund and payout — with routing, reconciliation and automation built in.
Built so a single gateway is never a single point of failure.
Route to the gateway most likely to approve.
Smart routing scores each provider on live approval rate, latency and cost — and fails over automatically.
Built into the platform
One account.
Every payment.
Open one account, accept every payment, and automate the rest. Free until you scale.
- Free to start
- No gateway markups
- Set up in minutes